Studying in Australia offers incredible experiences, but tax returns? However, managing tax returns can be quite challenging. If you’re an international student or temporary visa holder, navigating tax rules can feel overwhelming. This guide cuts through the complexity so you can claim what you’re owed and avoid costly mistakes.
Who is required to file a 2025 tax return?
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You earned more than AUD 18,200 (July 1, 2024–June 30, 2025).
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Tax was withheld from your wages, even if you earned less than $18,200.68.
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You studied for more than 6 months, making you an Australian tax resident with full tax-free threshold benefits.
Exemption: Earned less than $18,200 and no tax withheld? Submit a Non-Lodgement Advice to the ATO.
Important Dates and Extensions
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Self-lodgement deadline: October 31, 2025.
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Using a registered tax agent? The deadline extends to May 2026 if you sign up before October 31.
Pro Tip: Waiting until late July allows ATO systems to update your income data (e.g., from employers or banks)
Steps to File Your Return
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Gather Documents
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Tax File Number (TFN)
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Income statements (via myGov or employer)
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Receipts for work-related expenses (uniforms, tools, travel)
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Overseas Student Health Cover (OSHC) details
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Bank account (for refunds)
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Choose Your Lodgement Method
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myGov + myTax: Free DIY option.
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ATO Tax Help: Free support if earning less than $70,000.
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Tax Agent: Best for complex cases (e.g., multiple jobs, deductions). The fee is tax-deductible next year.
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Submit & Track
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Most refunds process in 12 days.
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Get the Most Back: Deductions and Offsets
Claim these legally to reduce taxable income:
Common Deductions
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Work expenses: Uniforms, tools, and training.
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Home office: Internet, stationery (if working remotely).
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Travel: Costs between jobs (not home-to-work commutes).
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Tax agent fees (next year’s return)
2026 Update: From July 2026, claim a $1,000 instant deduction without receipts—saving hours of paperwork.
Tax Offsets
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Low Income Tax Offset (LITO):
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Earn ≤ $37,500? Get $700 back automatically.
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Earn $45,000? Receive $325.
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The Medicare Levy Exemption
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Most international students don’t pay the 2% Medicare levy (since you’re ineligible for Medicare).
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Essential: Apply for a Medicare Entitlement Statement before lodging
Temporary visa holders have to follow certain rules
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Only declare Australian-sourced income (e.g., local jobs, bank interest). Ignore foreign income.
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Studied < 6 months? You’re a non-resident:
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No tax-free threshold → taxed from your first dollar.
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No Medicare exemption needed.
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5 Tips to Avoid Expensive Errors
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Apply for a TFN immediately if you don’t have one (withholding tax jumps to 45% without it!).
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Keep every receipt for >5 years in case the ATO audits.
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Declare scholarships—some are taxable (check with your provider).
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Leave Australia? Lodge online via myGov or claim super via Departing Australia Super Payment.
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Beware of scams: ATO never emails/texts payment requests
Real Stories from Students
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Dipak (Nepal): Earned $22,000 as a café supervisor. Claimed $1,200 in deductions (shoes, training). Refund: $1,900.
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Priya (India): Left Australia in May 2025. Lodged online from home and reclaimed $620 in withheld tax.
Sick of Stressing About Taxes? Save time and money
Getting expert help ensures you:
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Claim every dollar you’re owed.
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Avoid ATO penalties or delays.
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Save up to 40% on tax prep fees with trusted partners.
Maximise your refund now: Let Nepcoms Tax Specialists handle your return—accurate, affordable, and ATO-approved.
Lodging a tax return isn’t optional—it’s your right to reclaim overpaid taxes. With smart planning, it could be your easiest Aussie chore this year!
Disclaimer: This guide is general. Consult a registered tax agent for personal advice.
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